How to join
Joining your company pension scheme is easy, but does change slightly from company to company.
If you’re interested in joining but haven’t received a joining pack, go to the ‘Getting in touch’ section of the site to find out who to speak to.
Here, though, is a list of the information and documentation you should get no matter what the process is for your particular scheme.
| Step | Details |
|---|---|
| 1 | Fill in the employee authorisation form, if you receive one, and return it to your HR department. This is so they can keep track of who wants to join. Don’t worry if you don’t get one, though, as they may be checking some other way. |
| 2 | You’ll then receive your joining pack, which includes your personal illustration and a pre-completed application form. This shows the contribution levels, the charges made and the projected value of your savings when you retire. Check these over and if you’re happy, you don’t need to do anything. |
| 3 | If you want to change any of the details (because they’re wrong or you want to contribute more, etc), mark the changes on the form and return it to us as quickly as possible. |
| 4 | Next you’ll receive your plan documents, which confirm you’ve now joined the company pension. You should keep them in a safe place in case you need them in the future. |
Finally, you’ll be given the chance to change your mind when you receive your cancellation notice. If you have second thoughts and decide you don’t want to join the scheme, then just sign and return the form within 30 days. If you’re happy with everything then you don’t need to do anything.
And that’s it. You’ve now joined your company pension scheme. Starting to save for the good times in retirement is as easy as that.
